Effective Date: January 1st, 2023

Introduction

Skyline Financials (“we,” “us,” or “our”) is committed to protecting the privacy and security of the personal information of our website visitors (“users,” “you,” or “your”). This privacy policy outlines the types of information we collect, how we use and protect that information, and your rights regarding your personal information. By using our website, you consent to the practices described in this policy.

Information We Collect

a. Personal Information: We may collect personal information, such as your name, contact details (including email address and phone number), and any other information you voluntarily provide to us through our website’s contact forms or other means of communication.
b. Financial Information: In the course of providing debt consolidation services, we may collect financial information, including credit card details and other sensitive data necessary for processing payments and facilitating consumer debt consulting services. We only collect this information when explicitly provided by you.
c. Usage Data: We may automatically collect certain information about your visit to our website, including your IP address, browser type, operating system, referring URLs, and pages visited. This information helps us analyze trends, administer the website, and improve user experience.

Use of Information

a. Personalization: We may use your personal information to personalize your experience on our website, such as tailoring content and recommendations based on your preferences and interests.
b. Communication: We may use your contact information to respond to your inquiries, provide updates regarding our services, and communicate with you about relevant offers or promotions. You can opt-out of receiving marketing communications at any time.
c. Debt Consolidation Services: If you engage our debt consolidation services, we will use the information you provide to facilitate negotiations with creditors, process payments, and match you with potential lenders.
d. Legal Compliance: We may use your information to comply with applicable laws, regulations, legal processes, or enforceable governmental requests.

Information Sharing

a. Third-Party Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, delivering services, or conducting business operations. These providers have access to the necessary information only to perform their tasks on our behalf and are obligated to protect your information.
b. Business Transfers: In the event of a merger, acquisition, or sale of our business, your personal information may be transferred to the acquiring entity or its agents as part of the transaction. We will notify you of any such transfer and provide you with choices regarding your information.
c. Legal Requirements: We may disclose your information if required by law, legal process, or regulatory authorities, or to protect our rights, property, or safety, as well as the rights, property, or safety of others.

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure. We cannot guarantee the absolute security of your information.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law.

Your Rights

a. Access and Correction: You have the right to access and update your personal information held by us. You can do so by contacting us using the information provided in Section 9.
b. Consent Withdrawal: You have the right to withdraw your consent to the processing of your personal information at any time, except where we are legally required to retain certain information.
c. Opt-Out: You may opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in the communication or contacting us directly.

Third-Party Websites

Our website may contain links to third-party websites or services. This privacy policy does not apply to those websites or services, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.

Contact Us

If you have any questions, concerns, or requests regarding this privacy policy or the handling of your personal information, please contact us at:

Skyline Financials
Email: [email protected]

We will respond to your inquiries and address your concerns in a timely manner.

Changes to the Privacy Policy

We reserve the right to update or modify this privacy policy at any time. The updated version will be indicated by an updated “Effective Date” at the beginning of this policy. We encourage you to review this policy periodically to stay informed of our privacy practices.
By using our website, you signify your acceptance of this privacy policy.