Effective Date: January 1st, 2023

1. Program Description

Skyline Financial offers SMS text messaging to individuals who provide their mobile phone number and opt in to receive text messages.

Depending on the consent provided, messages may include responses to inquiries, information about requested debt solutions, appointment reminders, account or service notifications, and marketing or promotional communications.

2. Opting In to Receive Messages

You may opt in to receive text messages from Skyline Financial by selecting the applicable SMS consent checkbox on our website or through another approved consent method.

Consent to receive text messages is voluntary and is not a condition of purchasing any goods or services. You may submit an inquiry without consenting to SMS messages.

By opting in, you authorize Skyline Financial to send the types of text messages described in the consent statement you accepted.

3. Message Frequency and Rates

Message frequency varies depending on your interactions with Skyline Financial and the messaging program you have joined.

Message and data rates may apply. Your mobile carrier’s standard messaging and data charges may apply to messages sent to or received from us.

4. How to Opt Out

You can stop receiving text messages at any time by replying STOP to a message from Skyline Financial.

After you opt out, you will receive a confirmation message, and we will stop sending messages under the applicable messaging program, except where otherwise permitted or required by law.

If you participate in more than one messaging program, you may need to opt out of each program separately.

5. Help and Support

For assistance, reply HELP to a message from Skyline Financial.

You may also contact us at:

• Phone: 888-650-1777

• Website: https://skylinefinancial.org/

6. Privacy

We respect your privacy. Your personal information is handled in accordance with our Privacy Policy:

https://skylinefinancial.org/privacy-policy/

We do not sell or share mobile phone numbers, SMS opt-in data, or messaging consent records with third parties or affiliates for their own marketing or promotional purposes. We may share information with service providers that help us deliver messaging services on our behalf, subject to appropriate restrictions.

7. Supported Carriers and Message Delivery

Message delivery depends on your mobile carrier and network availability. Carriers are not liable for delayed or undelivered messages.

8. Changes to These Terms

Skyline Financial may update these SMS Terms and Conditions from time to time. Any updated version will be published on this page with a revised effective date.

9. Contact Us

If you have questions about these SMS Terms and Conditions, contact Skyline Financial at 888-650-1777 or visit https://skylinefinancial.org/.

By opting in to our SMS program, you acknowledge that you have read these SMS Terms and Conditions.